Medigap helps pay the costs Original Medicare doesn’t—like coinsurance, copayments, and deductibles—giving you greater predictability and peace of mind.
Medigap plans are supplemental insurance policies sold by private insurers to help cover out-of-pocket costs not paid by Original Medicare—designed exclusively for those already enrolled in Parts A & B.
Medigap plans help cover the deductibles and copays that Original Medicare doesn’t, giving you more predictable out-of-pocket costs for hospital and doctor visits.
Coinsurance Costs
When Medicare only covers a portion of your medical bills, Medigap picks up the rest—helping reduce or eliminate coinsurance payments.
Emergency Coverage While Traveling
Some Medigap plans offer emergency health coverage when traveling outside the U.S.—peace of mind even when you’re far from home.
No Network Restrictions
With Medigap, you can see any provider that accepts Medicare—no referrals or network limitations, just freedom and flexibility.
Medigap plans are labeled by letters (like Plan A, G, or N), each offering different levels of coverage. We’ll help you compare and choose based on your healthcare needs and budget.
If you value the freedom to see any provider nationwide and want help managing healthcare costs with fewer network restrictions, Medigap may be your ideal option.